Sample report for one ZIP.
This excerpt, built on a fictional zip code, shows the structure a real Market Signal Report follows: momentum profile, investor ratios, flagged reasons, and metro comparison. Actual reports are generated from live, current data and go further than what's shown below.
- Top-ranked zip codes for your target market or investment thesis
- Classification by stage: Peak, Momentum, Emerging, Watch, Pass
- Key reasons each zip was flagged
- Supporting metrics and investor ratios
- Comparison against the broader metro area
- Recommended action: Investigate, Monitor, or Avoid
- Short methodology note
- Clear disclaimer: market intelligence, not financial advice
/ 100
| Price momentum (3yr) | +14.6% |
| Income growth (2yr) | +9.8% |
| Vacancy tightening | −1.2pp |
| Supply constraint | Moderate |
| Cap Rate | 5.8% |
| GRM | 12.1x |
| Price / Income | 3.6x |
| Rent Burden | 27% |
| 1% Rule | 0.92% |
- Price momentum has accelerated for three consecutive years, outpacing the metro average by more than 2x.
- Local income growth is outpacing the surrounding metro, tightening affordability pressure that has historically preceded price appreciation.
- Vacancy has declined steadily, signaling tightening rental supply relative to demand.
| Metric | Sample Zip 00000 | Example Metro Avg |
|---|---|---|
| Momentum Score | 87.3 | 61.4 |
| Price momentum (3yr) | +14.6% | +7.2% |
| Income growth (2yr) | +9.8% | +5.1% |
These are the conditions that moved this ZIP's score most. They are specific to the ZIP and change between updates.
A single number, 0–100.
Each report reduces a lot of data to a few numbers. This is what each one means. We do not publish the thresholds.
The momentum score summarizes how strongly a zip code's price trends, income growth, and other underlying indicators point toward an upcoming appreciation window. The score is a percentile rank: a higher score means the model rates that zip above more of the others we score, as entering, or already in, a period of outperformance relative to its metro. A lower score means the signal is weaker or mixed.
The model behind it is walk-forward validated with a strict outcome embargo: trained only on data available before each prediction point, with outcome labels withheld until their five-year results are fully realized, then tested against real outcomes. Top-decile picks beat their own metro 77% of the time over five years, against a 46.3% base rate for all ZIPs (2014–2021 entry cohorts, replicated across all 10 US regions; figures reflect post-2013 market conditions).
What each tier means.
Every scored zip is classified into one of five tiers based on where its score ranks against every other zip we score.
Peak Momentum
The strongest signal we identify: the top-ranked zips in the scored universe, where the model reads the underlying trends as furthest along.
Momentum
A strong, still-building signal. The zip shows clear upward trends across price and income and warrants a closer look.
Emerging
An early-stage signal. Some positive indicators are appearing, but the trend is less established than Peak or Momentum.
Watch
Worth tracking over time. These zips rank in the lower half of the scored universe, the signals are early or mixed rather than clearly established.
Pass
Score under 40. The model sees no case for this ZIP in the current window.
The investor ratios, explained.
Every report also includes standard investor metrics, computed for the specific zip so you don't have to.
- Cap Rate
- Annual rental income as a percentage of purchase price. Higher generally means more cash flow relative to price paid, though it can also reflect higher risk.
- GRM (Gross Rent Multiplier)
- How many years of gross rent it would take to equal the purchase price. Lower generally means a cheaper entry point relative to rental income.
- Price / Income
- Median home price relative to median household income in the area. Higher can signal an area becoming less affordable to local wage earners, often a precursor to price pressure.
- Rent Burden
- The share of median household income a median rent payment would consume. Useful for understanding how stretched local renters already are.
- 1% Rule
- A quick, widely used investor heuristic: whether monthly rent is at least 1% of the purchase price. A rough but common cash-flow screen for rental property.
- Supply Constraint
- How tight new housing supply is relative to demand in the area. Tighter supply generally supports price appreciation.
Want this for a real zip code?
The same format applies to your market, scored on current data.
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