How we build the signal.

SpotWise's momentum score is generated by a machine learning model trained on a range of economic and real estate indicators measured at the zip code level. For every cohort year we score, the model sees only data that existed before that year. Outcomes stay sealed until the score is locked. We report the hit rate against the base rate for all ZIPs so the lift is visible, not just the headline. Top-decile picks beat their own metro's five-year appreciation 77% of the time, against a 46.3% base rate for all ZIPs (1.67x). 2014-2021 entry cohorts. The same signal underperformed in 2006-2012, and we say so.

The dashboard also includes a buyer-adjustable weighting tool that lets investors re-rank zip codes by their own priorities: cash flow, appreciation, or a balanced view. This is a filtering layer on top of the base score, not a separate model: the underlying momentum score is fixed and validated; the re-ranking simply reorders results to match how a specific buyer evaluates deals.

Coverage today: residential and small multifamily properties (1–4 units) across the New York, New Jersey, and Pennsylvania tri-state area, not large multifamily, commercial, or industrial assets.