See which ZIP codes are positioned to outrun their metro.

SpotWise scores 1,213 ZIP codes across New Jersey, New York, and Pennsylvania on appreciation momentum, then explains every score in a Market Signal Report.

Join the Program See a real signal
  • Peak122
  • Momentum182
  • Emerging182
  • Watch242
  • Pass485

1,213 ZIP codes, scored September 2026. Colored by tier.

Top-decile picks, 2014–2021 entry cohorts, embargo-respecting walk-forward, replicated across all 10 US regions (per-region hit rate 68–88%). These figures reflect post-2013 market conditions. The same signal underperformed in the 2006–2012 downturn era. Past performance does not guarantee future results.

Five-year appreciation (%) 80% 60% 40% 20% 0% 2014 2015 2016 2017 2018 2019 2020 2021
Top-decile picks Metro average

Top-decile picks vs their own metro, 2014-2021 entry cohorts, five-year horizon. Post-2013 conditions only.

A real signal

One ZIP, scored.

See a full sample report
Market Signal Report · 10462 · Bronx, NY
Momentum Profile
Peak
99.8
Momentum Score
/ 100
Price momentum (3yr)
+14.8%
Income growth (2yr)
+10.8%
Cap Rate
12.79%
GRM
7.8×
Price / Income
3.85×
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SpotWise provides market intelligence, not financial or investment advice.
Walk-forward validated · 2014–2021 cohorts · Batch 2026-09
How It Works

From raw data to a decision.

Four stages. Each one is checked before the next one runs.

Read the full methodology
01

Data

We assemble three public series per ZIP: Zillow ZHVI, Zillow ZORI, and Census ACS 5-year estimates. The work is in the joins and the cleaning, not the downloading; every series is aligned to the same ZIP boundaries and the same year before anything is scored.

02

Model

The model learns which combinations of conditions preceded outperformance in past cycles. It is validated walk-forward: for every year we test, it only sees data that existed before that year, and outcomes are embargoed until the test is scored. The features and the validation record are ours; the public data is not the product.

03

Analytics

Raw model output is converted to a 0-100 score, a tier, and the specific conditions that drove the score for that ZIP. The thresholds have not changed since 2026-06-07.

04

Report

Packaged into a decision-ready Market Signal Report: the answer first, the analytics behind it.

Founding Market Intelligence Program

Get a Market Signal Report for your market.

Pick a market. We send you a full report and walk you through it with our team. No payment, no obligation, and you can stop there. In return, we ask for twenty minutes of your feedback.

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What you get
  • A Market Signal Report for a market you choose, at no cost.
  • A walkthrough with the founders, so the report is read the way it was meant to be read.
  • No contract, no card, no account to cancel. If it is not useful, you are done.